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p.a.lapid, phd 👾🇵🇭🇺🇸🇺🇦

allow me to write a long-delayed

i’m a 🇺🇸🇵🇭 ; born, raised, and Master Plan educated: @ucsc BA in (CompEng dropout); SFSU MA and UC Berkeley PhD in . i’m also a , serving in 🇮🇶 in 2008. currently research-ing at your friendly neighborhood consumer finance regulator, the .

all toots are my own random thoughts, not the CFPB’s nor the 🇺🇸 gov’t. boosts & faves ≠ endorsement.